Four service lines. One cooperative rate card.
Member rates always apply to paid-up members. Public rates apply to non-members and out-of-network bookings. Reviewed annually at the AGM.
Mechanization
Land opening, ploughing, harrowing, ridging, planting, threshing. Booked through any centre, dispatched with certified operators.
Bookings of 20+ acres get an additional 10 % off the member rate.
Savings & loans
Compulsory and voluntary savings. Five loan products. A loan ceiling of three times your savings. All loans are guaranteed by fellow members.
- Compulsory monthly savings UGX 20,000 / mo
- Voluntary savings open
- Mechanization loan 3–9 mo · 2 % / mo
- Agricultural loan 5 mo, 4-mo grace · 1.5 %
- Emergency loan ≤ 30 days · 1 % flat
- Asset financing per asset · dealer rate
- Welfare loan 1–3 mo · 1 %
All loan products are members-only and guaranteed by two fellow members in good standing.
Training & extension
Operator certification, mechanic refresher cycles, tractor-as-a-business courses, and on-farm agronomy support across the four sub-regions.
Market linkage
Bulking, off-take agreements and pricing support. We help members sell at fair rates, not at the gate to the first middleman with cash and a Hilux.
Commission is taken on the bulked-and-sold value at the off-take gate.
- Group bulkingPublic: commission 6 %commission 3 %
- Off-take coordinationPublic: on enquiryfee-waived
- Pricing benchmark noticePublic: monthly · freeweekly · free
Three rails into the SACCO.
For your savings, your loan repayment, or a booking deposit: use whichever rail is easiest. The cashier issues a receipt against every transaction.