Four service lines. One cooperative rate card.
Member rates apply to fully registered, paid-up members. Non-members and out-of-network bookings are quoted at market rates as per location. Rates are reviewed against overhead costs including fuel.
Mechanization
Land opening, ploughing, harrowing, planting, spraying, threshing. Booked through the secretariat, dispatched with certified operators. Rates revised for fully registered members to reflect overhead costs including fuel.
Bookings of 20+ acres get an additional 10 % off the member rate.
Savings & loans
Compulsory and voluntary savings. Five loan products. A loan ceiling of three times your savings. All loans are guaranteed by fellow members.
- Compulsory monthly savings UGX 20,000 / mo
- Voluntary savings open
- Mechanization loan 3–9 mo · 2 % / mo
- Agricultural loan 5 mo, 4-mo grace · 1.5 %
- Emergency loan ≤ 30 days · 1 % flat
- Asset financing per asset · dealer rate
- Welfare loan 1–3 mo · 1 %
All loan products are members-only and guaranteed by two fellow members in good standing.
Training & extension
Operator certification, mechanic refresher cycles, tractor-as-a-business courses, and on-farm agronomy support across the four sub-regions.
Market linkage
Bulking, off-take agreements and pricing support. We help members sell at fair rates, not at the gate to the first middleman with cash and a Hilux.
Commission is taken on the bulked-and-sold value at the off-take gate.
- Group bulkingPublic: commission 6 %commission 3 %
- Off-take coordinationPublic: on enquiryfee-waived
- Pricing benchmark noticePublic: monthly · freeweekly · free
Three rails into the SACCO.
For your savings, your loan repayment, or a booking deposit: use whichever rail is easiest. The cashier issues a receipt against every transaction.