A SACCO for tractor people and farmers.

Member-owned in Northern Uganda since 2018. We save together, we hire tractors together, and we run mechanization services at member rates.

Since: 2018
Registered: 2022
Farmer groups: 167
Status: Tier 4 SACCO

Become a member About the cooperative

Active members

paid-up across four sub-regions

Farmer groups

fully registered and active

Primary cooperatives

affiliated under NUTOFA

Sub-regions

Acholi · Lango · Karamoja · West Nile

What is NUTOFA

A SACCO for tractor people and farmers.

We are a savings and credit cooperative based in Gulu, registered under Uganda’s Co-operative Societies Act in 2022 and licensed as a Tier 4 SACCO. We bring the whole mechanization value chain under one roof: tractor and land-clearance owners, operators, mechanics, agro-input and equipment dealers, agro-processors, off-takers, farmer groups, financial and insurance institutions, and development partners.

We save together, we borrow against our savings, and we run shared mechanization services, with demonstration sites at Patiko and Lakang. We work across Acholi, Lango, Karamoja and West Nile.

What we do

Six things, run by the same cooperative.

See the full service list

Mechanization

Tractor and implement hire from the member fleet. Land opening, ploughing, harrowing, ridging, threshing.

Savings and loans

Compulsory and voluntary savings. Five loan products. A loan ceiling of three times your savings.

Training

Operator certification, mechanic refresher cycles, and tractor-as-a-business courses run by the cooperative.

Equipment sales

We broker tractor and implement purchases through vetted dealers and arrange structured asset finance.

Market linkage

Bulking, off-take agreements and pricing support. We help members sell at fair rates, not at the gate.

Welfare

Emergency credit for medical, school fees and bereavement. Group-based social protection for paid-up members.

Mechanization

A mechanization service, owned by the SACCO.

We are building a year-round service: tractors, implements, threshing, drying and storage, with demonstration sites at Patiko and Lakang.

Revenue from contract services pays operators, maintains the fleet, and is shared back to members as dividends.

Explore mechanization Hire a tractor

Kubota tractors with disc ploughs lined up at the Lakang demonstration site

Bagging soya at the cooperative grain thresher in the field

The cooperative fleet

Kubota tractors

Implements

Grain threshers

167

Farmer groups

Planters, sprayers, spreaders, trailers and a mounted crane complete the set. What the fleet lacks, we source through members and partners. Members book through the secretariat at member rates.

The three new Kubota tractors with the NUTOFA banner at the handover

The handover moment at the Microfinance Support Centre

The implements handed over at the ceremony

Newest milestone · June 2026

A new tractor and implement fleet, handed over.

On 19 June 2026 the cooperative received three Kubota diesel tractors and a full set of implements, financed through a Murabaha investment facility from the Microfinance Support Centre under the Government of Uganda mechanization support. The stakeholder handover followed on 25 June at our Anaka office in Nwoya, so tillage services can roll out this second season.